Description

How to get the iPhone 16 at just ₹40,990 during the Cromtastic December Sale?

Cromtastic December Sale 2025-26

In a strategic year-end value play, Apple’s iPhone 16 has entered a compelling affordability window, thanks to the ongoing Cromtastic December Sale at Croma. With smart stacking of offers, buyers can bring down the effective price to ₹40,990, alongside easy EMIs starting at ₹1,833 per month.

Here’s a clear, no-friction breakdown of how the numbers align.


iPhone 16 Price Breakdown: From ₹69,900 to ₹40,990

At face value, the iPhone 16 is listed at an MRP of ₹69,900. However, Croma’s December sale framework leverages multiple incentive layers to unlock significant savings:

This is a textbook example of value optimization through bundled retail incentives.

Offer Component Amount (₹)
iPhone 16 MRP 69,900
Instant Discount 3,910
Bank Cashback 3,000
Device Exchange Value Up to 16,000
Additional Exchange Bonus Up to 6,000
Total Potential Benefit Up to 28,910
Final Price After Discounts 40,990

EMI Advantage: Lower Entry Barrier

For buyers prioritising cash-flow efficiency, Croma is offering no-cost EMI options starting at ₹1,833, making the upgrade decision operationally light without compromising on premium ownership.


Sale Timeline & Availability

  • 🗓 Sale period: December 15 to January 4
  • 🏬 Availability: All Croma stores across India + online
  • 📦 Coverage: Smartphones, laptops, TVs, home appliances, and more

For consumers already in the Apple ecosystem—or those planning a strategic switch—this window represents a high-impact, low-regret purchase opportunity.


From a value-for-money standpoint, this deal aligns legacy Apple pricing discipline with modern retail aggressiveness. If you have an eligible device to exchange and access to the right bank card, this is about as efficient as premium smartphone purchasing gets in India right now.

If you want, I can also:

  • Calculate exact exchange value for your current phone
  • Break down EMI vs upfront cost efficiency
  • Compare this deal with Amazon/Flipkart Apple offers

Just say the word.

FAQ
Question Answer
How does the iPhone 16 price come down to ₹40,990? The price is achieved by combining instant discounts, eligible bank cashback, exchange value on an old device, and an additional exchange bonus during the Cromtastic December Sale. The final price depends on meeting all offer conditions.
Is the ₹3,910 instant discount available to everyone? No. The instant discount is conditional and may apply only on select payment methods, financing partners, or during specific promotional periods. Availability can vary by store and time.
Why don’t I see the instant discount or exchange option on the product page? Discount visibility can depend on the selected payment mode, exchange eligibility, device availability, pin-code restrictions, or whether the offer is applied at checkout or in-store.
Which bank cards are eligible for the ₹3,000 cashback? Cashback applies only on participating bank credit or debit cards as notified by Croma and its banking partners. Terms may differ for EMI and non-EMI purchases.
How is the exchange value calculated? Exchange value is based on the old device’s brand, model, condition, and successful verification at the time of exchange. The displayed value is indicative until final assessment.
Does the ₹40,990 price apply to EMI purchases? EMI options are available starting at ₹1,833 per month. However, cashback or instant discount amounts may be lower or not applicable for EMI transactions.
Is this offer available online and in stores? Yes. The Cromtastic December Sale is live both online and across Croma retail stores in India, subject to stock availability and regional offer applicability.
How long is the Cromtastic December Sale valid? The sale runs from December 15 to January 4, or until applicable offers and stock are exhausted.